C'est Halloween mais aussi la Journée Mondiale de l'Épargne !

31 octobre 2018

Le 31 octobre, c’est la fête d’Halloween où petits et grands partent à la chasse aux bonbons, mais pas que… C’est également... la Journée Mondiale de l’Épargne !
Pas la même histoire n'est-ce pas ! Mais également très intéressant !
Chez Capital Koala, nous en avons profité pour faire réaliser une étude par l'institut YouGov * auprès d'un échantillon de 1032 parents d'enfants de moins de 18 ans. Voici les principaux résultats :

Déjà, pour les parents, mettre de côté pour l’avenir de leurs enfants est important ! (ouf)
80% d'entre eux épargnent pour leurs progénitures, mais pour certains les fins de mois sont bien trop difficiles pour épargner convenablement. Ainsi, 58% souhaiteraient mettre plus d’argent de côté.

Et voilà, s'il fallait encore le démontrer, pourquoi Capital Koala est une solution pratique pour permettre aux parents de récupérer un pourcentage du montant de leurs achats effectués sur internet et le reverser directement sur le livret d’épargne de leurs enfants.

Les parents sont les principaux créditeurs du compte épargne de leurs enfants en versant en moyenne 390 €, les grands-parents participent aussi. Les enfants eux-mêmes épargnent aussi à la hauteur de leurs moyens, sur le livret ou dans leur tirelire.
Et si vous avez envie de générer une petite guerre interne nous avons repéré une info intéressante : les grands-parents maternels sont plus généreux que les grands-parents paternels avec en moyenne 132 € contre 97 € épargnés.
C'est aussi comme ça chez vous ?

En tout cas, il existe une volonté forte d'épargner pour les enfants.

L’épargne est très importante pour les parents avec une véritable envie de préparer l’avenir financier de leurs enfants. Les principales solutions d’épargne plébiscitées par les parents sont, sans surprise, le Livret A (59%), le Livret Jeune (30%) ou encore la petite tirelire (26%) qu’ils gardent précieusement jusqu’à leur majorité !
Enfin, le PEL est une solution plébiscitée lorsque les enfants grandissent.

Fbck X

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No File Size (ko)
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                        )

                    [secure] => 1
                    [title] => Espace membre
                )

            [merchant] => Array
                (
                    [action] => index
                    [actions] => Array
                        (
                            [offline_register_success] => offline_register_success
                            [offline_scrap] => offline_scrap
                            [offline_register] => offline_register
                            [offline_merchants] => offline_merchants
                            [increase] => increase
                            [index] => index
                            [mobile_menu] => mobile_menu
                            [promotion] => promotion
                            [search] => search
                            [search_google] => search_google
                            [view] => view
                            [rating] => rating
                            [comment_create] => comment_create
                            [export] => export
                        )

                    [title] => Commerçants
                )

            [news] => Array
                (
                    [action] => index
                    [actions] => Array
                        (
                            [index] => index
                            [actu] => actu
                        )

                    [title] => Actualités
                )

            [newsletter] => Array
                (
                    [action] => subscribe
                    [actions] => Array
                        (
                            [subscribe] => subscribe
                            [unsubscribe] => unsubscribe
                            [status] => status
                        )

                    [title] => Newsletter
                )

            [notify] => Array
                (
                    [action] => action
                    [actions] => Array
                        (
                            [adblock] => adblock
                        )

                    [title] => Notice
                )

            [offers] => Array
                (
                    [title] => Offres spéciales
                )

            [current_offers] => Array
                (
                    [action] => index
                    [actions] => Array
                        (
                            [index] => index
                        )

                    [title] => Offres du moment
                )

            [partner] => Array
                (
                    [action] => index
                    [actions] => Array
                        (
                            [index] => index
                            [view] => view
                            [detail] => detail
                        )

                    [title] => Partenaires
                )

            [provider_gateway] => Array
                (
                    [action] => action
                    [actions] => Array
                        (
                            [is_logged] => is_logged
                            [callback] => callback
                        )

                    [secure] => 1
                    [title] => Authentification tiers
                )

            [redirector] => Array
                (
                    [action] => action
                    [actions] => Array
                        (
                            [merchant] => merchant
                            [partner] => partner
                            [product] => product
                            [history] => history
                        )

                    [title] => Redirection
                )

            [register] => Array
                (
                    [secure] => 
                    [action] => index
                    [actions] => Array
                        (
                            [index] => index
                            [beneficiaires] => beneficiaires
                            [notification] => notification
                            [complete_association] => complete_association
                            [complete_creation] => complete_creation
                        )

                    [title] => Inscription
                )

            [register_landing] => Array
                (
                    [action] => index
                    [actions] => Array
                        (
                            [index] => index
                        )

                    [title] => Inscription
                )

            [video] => Array
                (
                    [action] => action
                    [actions] => Array
                        (
                            [demo] => demo
                            [news] => news
                            [presentation] => presentation
                        )

                    [title] => Vidéo
                )

            [401] => Array
                (
                )

            [403] => Array
                (
                )

            [404] => Array
                (
                )

            [500] => Array
                (
                )

            [600] => Array
                (
                )

        )

)

3. app-env

Array
(
    [title] => Development
    [domain] => dev.capitalkoala.com
    [db] => Array
        (
            [host] => localhost
            [user] => capitalkoala
            [pass] => MAfmMZRmxEfhRmUy
            [base] => capitalkoala
            [table_prefix] => ck_
        )

    [emails] => Array
        (
            [from] => jconan@all-devs.fr
            [return-path] => jconan@all-devs.fr
            [help] => jconan@all-devs.fr
            [site] => jconan@all-devs.fr
            [support] => jconan@all-devs.fr
            [webmaster] => jconan@all-devs.fr
        )

    [cache] => 
    [error_mode] => 1
    [log] => Array
        (
            [file] => Array
                (
                    [verbosity] => 4
                )

            [toolbar] => Array
                (
                    [verbosity] => 4
                    [analyze] => 
                    [benchmark] => 
                    [autoopen] => 
                )

        )

    [seo] => Array
        (
            [allow_index] => 
            [rewrite_urls] => 1
        )

    [statics_url] => 
    [locale] => fr
    [providers] => Array
        (
            [facebook] => Array
                (
                    [consumer_key] => 227320107308971
                    [consumer_secret] => b7e6494710314c47bb14b1a6f279cca8
                )

            [facebook-tab-poker] => Array
                (
                    [consumer_key] => 227320107308971
                    [consumer_secret] => b7e6494710314c47bb14b1a6f279cca8
                )

            [gmail] => Array
                (
                    [consumer_key] => 634403623486.apps.googleusercontent.com
                    [consumer_secret] => Szsx4kjhiVapIXgqKNlvkBE8
                    [refresh_token] => 1/ubb0FZSEkxRI-kF-TO6Y_frh_dP9EUCv14CPNhL12gc
                )

            [yahoo] => Array
                (
                    [consumer_key] => dj0yJmk9MlptZ2NZc1FUTVp6JmQ9WVdrOVIwVjVRWEJsTkdjbWNHbzlOemt4TmpjMk56WXkmcz1jb25zdW1lcnNlY3JldCZ4PTU0
                    [consumer_secret] => c6be752afb80dcda438122a3a14ad26a9ac1b9ee
                    [app_id] => GEyApe4g
                )

        )

    [stat] => 
    [affiliate_universal_password] => jeJk6awtDg
    [facebook_api_id] => 227320107308971
    [name] => dev_alldevs_fr
    [filepath] => /var/www/capitalkoala/public_html/
    [path] => /
)

4. view

Array
(
)

PHP globals

All (7)

$_GET

$_POST

$_FILES

$_COOKIE

$_SESSION

$_SERVER

CONSTANTS

1. $_GET

Array
(
    [app] => site_ck
    [pg] => label
    [action] => mag
    [ref] => journee-mondiale-epargne
)

2. $_POST

Array
(
)

3. $_FILES

Array
(
)

4. $_COOKIE

Array
(
)

5. $_SESSION

Array
(
    [csrf_tokens] => Array
        (
            [form] => Array
                (
                    [f83537359058c1dd1d9e1040d97a6016] => f83537359058c1dd1d9e1040d97a6016
                    [1a632531fbdf9e31045210c8121d0bf8] => 1a632531fbdf9e31045210c8121d0bf8
                    [b27ea5cf3e01946027714826733f3768] => b27ea5cf3e01946027714826733f3768
                    [cfb80b56af6c3166798234547c27f917] => cfb80b56af6c3166798234547c27f917
                    [1347edecaa1a38c03b977e7cb5cba2e0] => 1347edecaa1a38c03b977e7cb5cba2e0
                    [b1e47642e84b6a198620b9c07c8e3338] => b1e47642e84b6a198620b9c07c8e3338
                )

        )

)

6. $_SERVER

Array
(
    [USER] => capitalkoala
    [HOME] => /var/www/capitalkoala
    [SCRIPT_NAME] => /front/ck/index.php
    [REQUEST_URI] => /label-koala/mag/journee-mondiale-epargne/
    [QUERY_STRING] => app=site_ck&pg=label&action=mag&ref=journee-mondiale-epargne
    [REQUEST_METHOD] => GET
    [SERVER_PROTOCOL] => HTTP/1.1
    [GATEWAY_INTERFACE] => CGI/1.1
    [REDIRECT_QUERY_STRING] => app=site_ck&pg=label&action=mag&ref=journee-mondiale-epargne
    [REDIRECT_URL] => /front/ck/label-koala/mag/journee-mondiale-epargne/
    [REMOTE_PORT] => 59460
    [SCRIPT_FILENAME] => /var/www/capitalkoala/public_html/front/ck/index.php
    [SERVER_ADMIN] => [no address given]
    [CONTEXT_DOCUMENT_ROOT] => /var/www/capitalkoala/public_html/
    [CONTEXT_PREFIX] => 
    [REQUEST_SCHEME] => https
    [DOCUMENT_ROOT] => /var/www/capitalkoala/public_html/
    [REMOTE_ADDR] => 34.236.190.216
    [SERVER_PORT] => 443
    [SERVER_ADDR] => 83.96.200.144
    [SERVER_NAME] => dev.capitalkoala.com
    [SERVER_SOFTWARE] => Apache
    [SERVER_SIGNATURE] => 
    [PATH] => /usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin
    [HTTP_ACCEPT_ENCODING] => gzip
    [HTTP_CONNECTION] => Keep-Alive
    [HTTP_HOST] => dev.capitalkoala.com
    [HTTP_ACCEPT_LANGUAGE] => en-US,en;q=0.5
    [HTTP_ACCEPT] => text/html,application/xhtml+xml,application/xml;q=0.9,*/*;q=0.8
    [HTTP_USER_AGENT] => CCBot/2.0 (https://commoncrawl.org/faq/)
    [proxy-nokeepalive] => 1
    [SSL_TLS_SNI] => dev.capitalkoala.com
    [HTTPS] => on
    [ZEND_OPTIMIZER] => 1
    [SESSION_USE_TRANS_SID] => 0
    [REGISTER_GLOBALS] => 0
    [MAGIC_QUOTES] => 0
    [PHP_VER] => 5_4
    [REDIRECT_STATUS] => 200
    [REDIRECT_SSL_TLS_SNI] => dev.capitalkoala.com
    [REDIRECT_HTTPS] => on
    [REDIRECT_ZEND_OPTIMIZER] => 1
    [REDIRECT_SESSION_USE_TRANS_SID] => 0
    [REDIRECT_REGISTER_GLOBALS] => 0
    [REDIRECT_MAGIC_QUOTES] => 0
    [REDIRECT_PHP_VER] => 5_4
    [REDIRECT_REDIRECT_STATUS] => 200
    [REDIRECT_REDIRECT_SSL_TLS_SNI] => dev.capitalkoala.com
    [REDIRECT_REDIRECT_HTTPS] => on
    [REDIRECT_REDIRECT_ZEND_OPTIMIZER] => 1
    [REDIRECT_REDIRECT_SESSION_USE_TRANS_SID] => 0
    [REDIRECT_REDIRECT_REGISTER_GLOBALS] => 0
    [REDIRECT_REDIRECT_MAGIC_QUOTES] => 0
    [REDIRECT_REDIRECT_PHP_VER] => 5_4
    [FCGI_ROLE] => RESPONDER
    [PHP_SELF] => /front/ck/index.php
    [REQUEST_TIME_FLOAT] => 1566096660.8417
    [REQUEST_TIME] => 1566096660
)

7. CONSTANTS

Array
(
    [DIRECT_ACCESS] => 1
    [FBCK_BENCH_START] => 1566096660.8418
    [SITE_ID] => 1
    [SITE_REF] => ck
    [FBCK_VERSION] => 0.5.0
)